August 2008 Mortgage Licensing Update

With the federal government passing the Housing and Economic Recovery Act on July 31, 2008, we can expect to see a lot more laws passed by the states. The Housing and Recovery Act contained the S.A.F.E. Mortgage Licensing Act. That portion of the bill requires the states to put in place a Loan Originator Licensing…

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How to Ensure Consistency in Training

When we conduct training for employees through our organization or for customers in different locations, etc., we want to be sure that they receive the same message and leave with the same knowledge and skills. There are 16 separate actions you can take to increase the probability that your training programs will be the same…

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Low-Cost Safety Training? Not So Fast

A recent article in HR Magazine (HR Magazine, January 2012, Low-cost safety training, by Angela Collis, SPHR, GPHR) suggested that if an employer can’t afford to send all the employees to safety training, that a low-cost approach would be to send one and let that one teach the rest upon return to work. Although that…

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Effective Exhibition Stand Design

Exhibition stand design provides one of the best marketing tools available to exhibitors who wish to communicate their product / s and / or brand to the public and business to business sector users. With a huge choice of exhibitions to choose from, companies find themselves attending exhibitions that are not directly related to their…

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TV Infomercial Insurance Selling System

Welcome to your competition's worst nightmare! Imagine an insurance selling system so penetrating it will: 1. Separate you from the crowd as the undisputed expert in your field 2. Pre-sell your prospects, making the appointment just a matter of finishing up the paperwork 3. Generate stacks of warm leads from your target neighborhood and demographic…

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Debtor Exams And Depositions

There are important differences between prior depositions and post-judgment debtor examinations, which are often abbreviated as JDXs. (JDXs are also called ORAPs – ORders to APpear, or OEXs – Orders for a debtor's EXAMination.) This article uses California as the example, however the concepts described here are similar in most states. This article is my…

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